Motor Dealers

We insure car dealers, in all shapes and sizes, from large dealerships to those trading from home or from small shared premises.

We can arrange cover for road risks, liability cover and property / equipment combined. We can also provide cover for additional activities undertaken at the car dealership, such as incidental mechanical work.

In addition to traditional static based Dealers, AGD is also able to offer cover for Wholesale Dealers and will also consider Dealers who only deal part-time. We are comfortable in providing cover to those who want a policy simply for the convenience of buying/selling on their terms with no limits on volumes of cars sold.

Our policy covers the following sections. A minimum of three sections is required and full details of each section is available in our AGD Dealer Pack Combined PDS and Policy Wording.

The AGD Dealer Pack Policy covers the following Sections:

  1. ISR / Material Damage
  2. ISR / Business Interruption
  3. ISR / Crime & Contingencies
  4. Public & Products Liability
    • Care, Custody and Control
    • Faulty Workmanship (reperformance)
  5. Commercial Motor
    • Trade Plates
    • Privately Owned Vehicles
    • Test Drives
  6. Machinery Breakdown
  7. Computer & Electronic Equipment
  8. Transit
  9. Hail